Begin Your Home Story

At Superior Mortgage, we transform your dream of homeownership into reality.

About Us

Nestled in the heart of Belleville, IL, at 301 West A, Superior Home Loans is your trusted partner in bringing your ideal house to life. With a longstanding commitment to honesty, integrity, and competence, our team at Superior Home Loans is dedicated to providing you with a loan and a pathway to your dream home. Our experts understand the Belleville market inside and out, ensuring you get the most competitive interest rates and minimal closing costs.
At Superior Home Loans, we don't just offer loans; we offer solutions. We recognize that the road to securing a mortgage can be filled with challenges. That's why our experts are dedicated to helping you at every turn, making the process easy and stress-free.

Contact us at (618) 239-3800 or email joshp@superiormortgage.cc to start your journey today
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WHAT WE DO

Here's why you should choose Superior Home Loans

Customer-Centric 
Approach
We listen to your needs and dreams to offer personalized mortgage solutions.
Competitive Rates 
Guaranteed
We pride ourselves on securing the lowest interest rates and minimal closing costs.
Comprehensive Mortgage Solutions
Our wide range of mortgage options caters to every need and financial situation.
Simplified Loan 
Process
Our streamlined loan application process ensures a hassle-free experience.

Mortgage Loans That Fit Your Life

We offer home loans including fixed and adjustable rate options, FHA, VA, USDA mortgages and more.

Testimonials 

What they’re talking 
about us?

Hear the feedback from our satisfied clients and learn how our services have transformed their experience.

  • Josh Phelps makes the experience flawless. He answered every single question that I had for him at anytime of day. Very much a pleasure to work with and I would refer anyone to him. Not only does he have great communication throughout the process but also genuinely cares about what and how you are feeling about the whole picture.
    -Sara Eyster
  • Josh and Superior Mortgage did a phenomenal job walking me through the home buying process. Very precise and professional. Highly recommended
    -John R
  • Really helped me with everything and very responsive. I sent my friend to him also.
    -Mercedes O'Dell

Our Blogs

January 25, 2025
Why Your Employment History Matters in Mortgage Approvals!

capability. Ensure you're prepared and informed as you step into the home-buying journey!When applying for a mortgage, there's a lot to consider, but one of the most crucial elements that lenders evaluate is your employment history. Why does it matter so much? Let's break it down into simple terms and explain why this piece of […]

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January 21, 2025
When Refinancing Can Be a Wealth-Building Strategy?

Refinancing your mortgage can feel like rebooting your financial strategy. It's not just about lowering monthly payments; it's also a powerful tool to build wealth over time. Here's how tapping into this strategy might make sense for you and what you should consider before jumping in. Why Consider Refinancing? 1. Lower Interest Rates: This is […]

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January 17, 2025
Should You Pay Off Your Mortgage Early or Invest the Difference?

Deciding whether to pay off your mortgage early or to invest the extra money is a financial decision that many homeowners face. Both options have their merits but choosing the right path depends on your personal financial situation, goals and risk tolerance. Here's what you should consider to make an informed choice. Understanding the Benefits […]

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Superior Home Loans LLC

Superior Home Loans based in Belleville, IL offers a personalized and distinctive approach to mortgages, combining human-driven insights with technical expertise to create a perfect hybrid. Our lending solutions are designed to expedite loan processing, delivering faster results while substantially reducing costs.

Phone

(618) 239-3800

E-mail

joshp@superiormortgage.cc

Address

301 West A
Belleville, IL 62298

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State of Illinois Community Reinvestment Notice
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department
Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
© 2025 Superior Home Loans LLC Designed by Amplispot
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